THIS WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the boom of online and mobile banking, users are increasingly preferring to digital channels for their financial needs. This shift has caused to a drop in branch establishments, and many institutions are merging existing branches to streamline

Free cash flow (FCF) is a crucial metric for investors and business operators alike. It demonstrates the true cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can indicate a healthy and sustainable business, capable of investing. Understanding how to calculate FCF and strategica